With over 25 years of mortgage experience, I am sure I can get you the best mortgage you qualify for.
I do mortgages across BC. You never have to leave your home to get your mortgage approved. You do not need to print any docs. Just sign online via DocuSign or I can send you disclosures vis Canada Post or Fed Ex.
Rates are important but terms and conditions are also critical. Prepayment penalty, renewal, late charges – all need to be considered. As a responsible mortgage broker – the one who genuinely cares for his clients – I make sure that you get the best rates, best terms, and best conditions so later on there are no regrets or disappointments.
Call me now:
No-obligation rate quote
Instant no credit check phone approval for private mortgages
5-day funding for private mortgages.
• 1st Mortgage Starts at 5.49%
• 2nd Mortgage starts at 7.49%
• 3rd Mortgage – call me, please.
• Approval and rates based on equity and not income or credit
• Bad credit. No credit. Low credit score – no problem!
• No Income Verification
• No upfront cost. No standby fee.
• Leasehold property
• Buying out partner or borrowing just on your share of the equity
• Bridge Mortgage
HOME EQUITY LINE OF CREDIT (HELOC) OR EQUITY LINE VISA – with or without income verification to $250K.
BANK TURN DOWN? You can still get a low rate!
ALT-A, Alternate, or Alternative Lending is for borrowers who do not fit into the rigid guidelines of the bank. Low credit score OK. Flexible debt ratios. Rates start at 3.69%.
SELF-EMPLOYED? ALT-A again is a great option for SELF-EMPLOYED borrowers. All I need is your last three to six months of business bank statements to qualify. A low credit score is OK. Rates start from 3.69%.
BANK, RESIDENTIAL OR CONVENTIONAL MORTGAGES – do you have a great income and excellent credit? Then you are considered a ‘Prime’ borrower and you may qualify for a rate that is lower than even the bank posted rates. Mortgages to 95% of the purchase price.
5 years fixed Rate starts at 2.14%. 5 year variable at 2.05%.
COMMERCIAL, CONSTRUCTION, AND LAND MORTGAGES – No income verification mortgages available at low rates.
Mortgage across Canada from $20K to $2 million or more.
For your convenience, I am available 7 days a week from 9 AM to 9 PM.
You can also go to my website for rates and fill out a secure full mortgage application for quick and easy approval.
Paramjeet (Jeet) Singh
Rates subject to change without notice. Conditions apply.